Smart Lo Doc

Interest Rates

• Smart Lo Doc Rates

Application Forms

• Smart Programs Checklist (Please include with full submission)
• MMA Broker Loan Summary (Use for quick notes relating to the application)
• MMA Smart Application Form
• Smart Lo Doc Declaration
• Broker Interview Guide (BIG) Only required on coded loans (Individual names)
• Accountants Letter Draft

• Upfront Valuation Form

• VOI – Face to Face ID Form
• VOI – Non Face to Face ID
• VOI – Australia Post ID Form
• VOI – IdYou link