Online lodgement only via MMA LoanAPP Portal (No Manual Lodgement)
(LoanApp Online Resource Centre & How To Guides)
Interest Rates
Standard Lending
- Ocean/Ultra Variable Rates for Established Dwellings (Owner Occupied & Investment)
- Ocean/Ultra Construction Rates (Owner Occupied & Investment)
- Ocean/Ultra Construction Plus (Owner Occupied & Investment to 98.5% LVR)
NDIS, Co-Living, and Multi Dwelling
- Ocean/Ultra NDIS / Co-Living Variable Rates for Established Dwellings (Owner Occupied & Investment)
- Ocean/Ultra Construction NDIS / Co-Living / Multi Dwelling (Owner Occupied & Investment)
- Until Further notice the following postcodes are not acceptable as Construction Vic 3024 3029 3217 3338 3753 3978, SA 5113 & WA 6112 6171
Please Refer Fixed Rate Loans for More Options
Credit Policy and Guides
- Ocean/Ultra Master Lending Policy
- Ocean/Ultra Standard Loans Policy
- Ocean/Ultra Program Employment & Income Guide
- Ocean/Ultra Acceptable Security and Postcode Guide
- Acceptable Visa Guide
- Ocean/Ultra Easy Refinance Information Sheet
Servicing Calculators
- Ocean/Ultra Servicing Calculator – New Purchases and Refinancing home loans held for less than 12 months with the other financial institution
- Ocean/Ultra Easy Refi Servicing Calculator (For Refinancing home loans held with other financial institution for 12 months or longer)
SDA/NDIS Income Calculators
- NDIS SDA Price Calculator 2024-25 (Guide Only)
- Please select correct “Dwelling Enrolled As” Drop Down Box
Application Forms
- Ocean/Ultra Variable Checklist February 2022 (Please include with full submission)
- Ocean/Ultra Easy Refi Document Checklist (Please include with full submission)
- Broker Loan Summary (also useable for upload to LoanApp support docs)
- Mortgage Mart Application Form (For data Collection Only)
- Ocean/Ultra Privacy Act Annexure Please include with all Loan App / Simpology submissions)
- Broker Declaration (Please include with all Loan App / Simpology submissions)
All applications that are submitted as Interest Only require confirmation that the applicant(s) have been questioned on their need / requirement for Interest Only repayments. The reason(s) provided by the applicant(s) must be documented in the application.