Smart Expat

Interest Rates

• Smart Expat Rates

Application Forms

• Smart Programs Checklist (Please include with full submission)
• MMA Smart Application Form
• Broker Interview Guide (BIG) Only required on coded loans (Individual names)

• Upfront Valuation Form

• Face to Face ID Form
• Australia Post ID Form
• Non Face to Face ID

If none of the above ID requirements can be met we will just need clear copies of ID documents at application stage. Certified copies will then need to be completed by the person witnessing the loan documents and forwarded to us