Online lodgement only via MMA LoanAPP Portal (No Manual Lodgement)
(LoanApp Online Resource Centre & How To Guides)
Interest Rates
Standard/SMSF Lending
- Ocean/Ultra Owner Occupied Fixed Rates
- Ocean/Ultra Investment Fixed Rates
- Ocean/Ultra SMSF Fixed Rates (Residential & Commercial Security)
NOTE: 5 Year fixed rate – servicing at actual rate
Co-Living and Multi Dwelling
NDIS
Until further notice the following postcodes are not acceptable for:
-
-
- NDIS Lending:
- Vic- 3024, 3029, 3030, 3216, 3217, 3335, 3337, 3338, 3340, 3350, 3351, 3352, 3355, 3356, 3358, 3500, 3753, 3977, & 3978,
- SA- 5113, 5114, 5115, 5116, 5117, & 5118
- WA- 6052, 6053, 6054, 6055, 6056, 6063, 6069, 6104, 6111, 6112, 6122, 6164, 6167, 6168, 6169, 6170, 6171, 6180, 6208, 6210, 6211, 6721, & 6722
- NT- 0823 & 0839
- NSW- 2739
- QLD- 4014, 4017, 4032, 4034, 4036, 4053, 4159, 4163, 4164, 4165, 4183, 4344, 4350, 4352, 4811, 4814, 4815, 4816, & 4817
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All Lending:
- WA- 6721 & 6722
- QLD- 4183
- NDIS Lending:
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Please Refer Variable Loans for More Options
Credit Policy and Guides
- Ocean/Ultra Master Lending Policy
- Ocean/Ultra Standard Loans Policy
- Ocean/Ultra Program Employment & Income Guide
- Ocean/Ultra Acceptable Security and Postcode Guide
- Acceptable Visa Guide
- Ocean/Ultra Easy Refinance Information Sheet
Servicing Calculator
Application Forms
- Ocean/Ultra Variable Checklist February 2022 (Please include with full submission)
- Mortgage Mart Application Form (Digital Signature ready)
- Ocean/Ultra Fixed Rate Lock-In Request Form
- Ocean/Ultra Privacy Act Annexure Please include with all Loan App / Simpology submissions)
- Broker Declaration (Please include with all Loan App / Simpology submissions)
- SMSF Pre-Approval Income Declaration (Evidence of Income required when Pre-Approval converts)
- Upfront Valuation Form
- KYC/VOI for Non Face To Face Via IDyou app
- KYC/VOI via Zip ID
- KYC Face To Face ID Form
All applications that are submitted as Interest Only require confirmation that the applicant(s) have been questioned on their need / requirement for Interest Only repayments. The reason(s) provided by the applicant(s) must be documented in the application.