Online lodgement only via MMA LoanAPP Portal (No Manual Lodgement)
(LoanApp Online Resource Centre & How To Guides)
Interest Rates
Standard Lending
- Ocean/Ultra Variable Rates for Established Dwellings (Owner Occupied & Investment)
- Ocean/Ultra Construction Rates (Owner Occupied & Investment)
- Ocean/Ultra Construction Plus (Owner Occupied & Investment to 98.5% LVR)
- Ocean/Ultra Professional and Essential Worker (No LMI Products)
Co-Living and Multi Dwelling
- Ocean/Ultra Co-Living Variable Rates for Established Dwellings (Owner Occupied & Investment)
- Ocean/Ultra Construction Co-Living / Multi Dwelling (Owner Occupied & Investment)
NDIS
- Ocean/Ultra NDIS Variable Rates for Established Dwellings (Owner Occupied & Investment)
- Ocean/Ultra Construction NDIS (Owner Occupied & Investment)
Until further notice the following postcodes are not acceptable for:
-
- NDIS Investment Established & Construction and all other Investment Construction Lending:
- Vic- 3024, 3029, 3030, 3216, 3217, 3335, 3337, 3338, 3340, 3350, 3351, 3352, 3355, 3356, 3358, 3500, 3753, 3977, & 3978,
- SA- 5113, 5114, 5115, 5116, 5117, & 5118
- WA- 6052, 6053, 6054, 6055, 6056, 6063, 6069, 6104, 6111, 6112, 6122, 6164, 6167, 6168, 6169, 6170, 6171, 6180, 6208, 6210, 6211, 6721, & 6722
- NT- 0823 & 0839
- NSW- 2739
- QLD- 4014, 4017, 4032, 4034, 4036, 4053, 4159, 4163, 4164, 4165, 4183, 4344, 4350, 4352, 4811, 4814, 4815, 4816, & 4817
-
All Lending:
- WA- 6721 & 6722
- QLD- 4183
- NDIS Investment Established & Construction and all other Investment Construction Lending:
Please Refer Fixed Rate Loans for More Options
Credit Policy and Guides
- Ocean/Ultra Master Lending Policy
- Ocean/Ultra Standard Loans Policy
- Ocean/Ultra Program Employment & Income Guide
- Ocean/Ultra Acceptable Security and Postcode Guide
- Acceptable Visa Guide
- Ocean/Ultra Easy Refinance Information Sheet
Servicing Calculators
- Ocean/Ultra Servicing Calculator – New Purchases and Refinancing home loans held for less than 12 months with the other financial institution
- Ocean/Ultra Easy Refi Servicing Calculator (For Refinancing home loans held with other financial institution for 12 months or longer)
SDA/NDIS Income Calculators
- NDIS SDA Price Calculator 2024-25 (Guide Only)
- Please select correct “Dwelling Enrolled As” Drop Down Box
Application Forms
- Ocean/Ultra Variable Checklist February 2022 (Please include with full submission)
- Ocean/Ultra Easy Refi Document Checklist (Please include with full submission)
- Broker Loan Summary (also useable for upload to LoanApp support docs)
- Mortgage Mart Application Form (For data Collection Only)
- Ocean/Ultra Privacy Act Annexure Please include with all Loan App / Simpology submissions)
- Broker Declaration (Please include with all Loan App / Simpology submissions)
All applications that are submitted as Interest Only require confirmation that the applicant(s) have been questioned on their need / requirement for Interest Only repayments. The reason(s) provided by the applicant(s) must be documented in the application.